Overview
MoniBalance (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we handle information in connection with your use of our mobile application.
We do not require any system permissions. All core data processing is performed locally on your device.
We do not collect or store your personal data on our servers.
Data Collection
2.1 Personal Data
We do not directly collect, store, or process any personal data, such as:
- Name
- Email address
- Financial account details
- Transaction history, which is stored locally only
All financial records you input remain exclusively on your device.
Third-Party Services
Although the app itself does not collect personal data, we may integrate limited third-party services to improve functionality and app performance.
3.1 Attribution Platforms
We may use attribution services to understand how users discover our app. These platforms may collect:
- Device identifiers
- Installation events
- General usage metrics
3.2 Analytics Platforms
We may use analytics tools to evaluate app performance and improve user experience. These tools may collect:
- App usage statistics
- Device type and system version
- Crash reports
3.3 Firebase
We may use Firebase services provided by Google for analytics and stability monitoring. Firebase may collect:
- Device information
- Log data
- Crash analytics
For more information, please refer to Google’s privacy policies.
3.4 Aggregation Platforms
We may work with aggregation platforms for advertising or marketing purposes. These platforms may collect:
- Installed apps information
Purpose of collection: Advertising or marketing.
These third-party platforms operate under their own privacy policies, and we recommend reviewing them carefully.
Legal Basis for Processing
Where applicable, the processing of data by third-party services is based on:
- Legitimate interests, such as improving app performance
- Consent, where required by applicable laws
Since we do not directly collect personal data, our role is limited to enabling these services.
Data Retention
We do not retain personal data on our servers.
All user-entered financial data is stored locally and remains under the user’s control.
Third-party services may retain data according to their own retention policies.
Your Privacy Rights
Depending on your jurisdiction, you may have the following rights:
6.1 Right to Access
You may request access to personal data collected about you by third-party services.
6.2 Right to Rectification
You may request correction of inaccurate or incomplete personal data.
6.3 Right to Deletion
You may request deletion of your personal data held by third parties.
6.4 Right to Know
You have the right to know whether your data is being shared and whether your data is being sold.
6.5 Right to Opt-Out of Sale or Sharing
You may choose to opt out of the sale of your personal data or sharing of your data for marketing purposes.
To exercise this right, please contact us or adjust your device privacy settings where applicable.
6.6 Right to Restrict or Object
You may object to or restrict certain types of data processing.
6.7 Right to Lodge a Complaint
You have the right to file a complaint with a relevant data protection authority if you believe your rights have been violated.
How to Exercise Your Rights
Since we do not store your personal data, most requests should be directed to the relevant third-party service providers. However, you may contact us for assistance.
Data Protection Officer (DPO)
Name: Lucas Anderson
Email: xuskasom38958@gmail.com
Data Sharing Disclosure
We do not sell your personal data.
However, third-party services may process limited data for analytics, attribution, advertising, or marketing.
You have the right to know whether such sharing occurs and to opt out where applicable.
Children’s Privacy
This app is not intended for children under the age of 13 (or the applicable minimum age in your jurisdiction). We do not knowingly collect data from children.
Security
We implement reasonable measures to protect your information. Since all financial data is stored locally, you are responsible for securing your device.
Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be reflected by updating the “Effective Date.”
Contact Us
If you have any questions about this Privacy Policy, please contact us at xuskasom38958@gmail.com.